Mike Branson Jr., Reverse Mortgage Expert and author

NMLS# 14044

Mike Branson Jr. brings a rich tapestry of experience to the mortgage banking industry, specializing in reverse mortgages for the past 19 years.  His diverse background in loan origination, underwriting, and management has equipped him with a comprehensive understanding of the mortgage world.

Early Career and Progression

Mike’s journey in mortgage banking began in 1998 as an assistant in the Underwriting Department of a Southern California lender.  His dedication and skill soon saw him rise through the ranks to become an underwriter of various loan types and ultimately lead the Underwriting Department.  His involvement in quality control and audits honed his keen eye for detail and commitment to excellence.

Pioneering Work in Reverse Mortgages

In 2005, Mike shifted his focus to reverse mortgages, gaining his DE certification for HUD.  He played a pivotal role in the team that introduced the groundbreaking Jumbo Fixed Rate proprietary reverse mortgage product, Gold Reverse, in 2006.  This marked a significant milestone in his career, showcasing his ability to innovate and lead in the industry.

Innovative Contributions

In 2014, Mike developed an Excel-based interactive amortization schedule for reverse mortgages, a groundbreaking tool that allows customers to simulate various loan scenarios.  This tool, now copyrighted, highlights Mike’s commitment to providing practical and user-friendly solutions to borrowers.

Customer-Centric Philosophy

At the core of Mike’s professional ethos is a firm belief in prioritizing customer needs and an ‘Education First’ approach.  His dedication to ensuring that consumers are well-informed and make decisions best suited to their needs has garnered him respect and trust within the industry.

Expertise and Insight

As a seasoned professional, Mike offers valuable insights into the reverse mortgage sector.  His extensive experience and ongoing commitment to staying abreast of industry developments make him a reliable and authoritative voice in this field.

Connect and Learn More

Mike Branson Jr. is available for further insights and discussions on LinkedIn.